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Patent Summary

U.S. Patent Classes & Classifications Covered in this listing:

Class 707: Data Processing:Database And File Management Or Data Structures

This is the generic class for data processing apparatus and corresponding methods for the retrieval of data stored in a database or as computer files. It provides for data processing means or steps for generic data, file and directory upkeeping, file naming, and file and database maintenance including integrity consideration, recovery, and versioning. There are three main divisions: 1. database and file accessing; 2. database schema and data structure; 3. file and database maintenance.

Class 705: Data Processing:Financial, Business Practice, Management, Or Cost/Price Determination

This is the generic class for apparatus and corresponding methods for performing data processing operations, in which there is a significant change in the data or for performing calculation operations wherein the apparatus or method is uniquely designed for or utilized in the practice, administration, or management of an enterprise, or in the processing of financial data. It also provides for apparatus and corresponding methods for performing data processing or calculating operations in which a charge for goods or services is determined.

Subclass 35: Finance (e.g., banking, investment or credit)
Subclass 36R: Portfolio selection, planning or analysis
Subclass 37: Trading, matching, or bidding
Subclass 38: Credit (risk) processing or loan processing (e.g., mortgage)
Subclass 39: Including funds transfer or credit transaction
Subclass 40: Bill distribution or payment
Subclass 41: Having programming of a portable memory device (e.g., IC card, electronic purse)
Subclass 42: Remote banking (e.g., home banking)
Subclass 43: Including Automatic Teller Machine (i.e., ATM)
Subclass 44: Requiring authorization or authentication
Subclass 45: With paper check handling